Specialist Commercial — Restaurants & Takeaways Combined
Restaurant & Takeaway Combined. Serving Up Complete Protection.
Locations accepted
or fewer
Property damage options
Up To £
0
m
Legal expenses limit
Up to £
0
k
One combined solution
Restaurants
Takeaways
Cafés
Cloud kitchens
Coffee shops
Kiosks
Combined cover
Locations accepted
or fewer
Property damage options
Up To £
0
m
Legal expenses limit
Up to £
0
k
Product Overview
Complete Cover for Food Service Businesses
One solution for food businesses combining cover for restaurants, takeaways, cafés and food service operations. Built to reflect how these businesses run day to day, and designed to place with ease.
Key features
Employers' Liability – Up to £10m
Public & Products Liability – Up to £10m
Material & Property Damage Options – Sum Insured up to £10m
Business Interruption - Sum Insured up to £10m
Legal Expenses - Limit of Indemnity £100,000
Optional Covers
Employee Dishonesty
Equipment Breakdown
Glass, Blinds & Signs
Goods in Transit
Loss of Licence
Money & Personal Accident (Assault)
Risk appetite
Acceptable risks with 10 or fewer locations
Traditional fast food takeaway outlets, with or without delivery and/or limited in- store service
Sandwich & bakery shops, with or without delivery and/or limited in-store service
Cafés, themed cafés and activity cafés (arts and crafts, board games, internet/online gaming, soft play)
Coffee & tea shops
Food kiosks and food courts
Casual dining restaurants
Cloud kitchens
Why partner with kinetiQ
Place Restaurants & Takeaways business with an MGA
built for how you trade
Clear appetite, fast underwriting decisions and a dedicated team who understand restaurant and takeaway risks.
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