Taxi and courier insurance isn’t what it used to be.
The way people drive, work, and earn has fundamentally changed, and with it, the risks brokers are placing every day.
A Market That’s Evolving Fast
From app-based driving to multi-drop delivery models, today’s drivers operate in a more demanding and unpredictable environment.
That brings new challenges:
- Increased time on the road
- Higher exposure to claims
- More varied usage patterns
- Greater pressure on pricing accuracy
Traditional underwriting models struggle to keep up.
Where Data Makes the Difference
At kinetiQ, we take a more informed approach to motor risks.
By leveraging better data and insight, we’re able to:
- Price more accurately based on real-world usage
- Identify opportunities within complex risks
- Support a wider range of driver profiles
This allows brokers to place business that might otherwise fall outside standard appetite, without compromising on underwriting quality.
Specialist Underwriting Still Matters
Technology alone isn’t enough.
Motor risks, particularly in taxi and courier, often require nuance. Experience. Judgement.
That’s why our model combines data-led insight with hands-on underwriting expertise, giving brokers confidence that every case is assessed properly, not just processed.
Supporting a Range of Motor Risks
We work across a broad spectrum of motor business, including:
- Public and private hire taxi
- Courier car and van
- Chauffeur and executive hire
- Fleet and multi-vehicle risks
All supported by a flexible underwriting approach designed to adapt to real-world scenarios.
Looking Ahead
As connected mobility and telematics continue to develop, the way motor risks are assessed will only become more sophisticated.
We’re already investing in these areas, helping brokers stay ahead of the curve and access smarter solutions for their clients.
A Smarter Partner for Motor Business
For brokers, placing taxi and courier risks shouldn’t be a constant challenge.
With the right underwriting partner, it becomes an opportunity.
At kinetiQ, we’re focused on making that happen, combining speed, insight, and expertise to help you place more business, more effectively.
