Combined commercial insurance products for specialist business risks.

Tradesmen Combined
Combined cover for tradespeople and small trade businesses, including public liability, tools and legal protection across more than 190 trades.

Taxi Office Package
Office-based protection for taxi operators, covering administration, dispatch and driver support operations with flexible liability and business cover.

Restaurant & Takeaway Combined
Combined insurance for restaurants, takeaways, cafés and food service businesses, with cover shaped around day-to-day commercial operations.
Building the future of
smarter underwriting
We’re not waiting for the future of insurance, we’re building it. At kinetiQ, that means smarter products across both commercial and motor, powered by connected mobility, telematics, emerging technologies, and the next generation of data-led underwriting.
From complex commercial risks to evolving vehicle landscapes, we combine speed and precision where technology delivers, with judgement and expertise where it matters most.
Tech-powered. Data-driven. Refined by people.