Generated by Rank Math SEO, this is an llms.txt file designed to help LLMs better understand and index this website. # kinetiQ Underwriting: Tech-powered, Data-driven, Refined by People. ## Sitemaps [XML Sitemap](https://www.kinetiqunderwriting.co.uk/sitemap_index.xml): Includes all crawlable and indexable pages. ## Posts - [kinetiQ Underwriting: Built for the Future of Insurance](https://www.kinetiqunderwriting.co.uk/kinetiq-underwriting-built-for-the-future-of-insurance/): We’re not waiting for the future of insurance; we’re building it. - [Why Taxi & Courier Insurance Needs a Smarter Approach in 2026](https://www.kinetiqunderwriting.co.uk/why-taxi-courier-insurance-needs-a-smarter-approach-in-2026/): Taxi and courier insurance isn’t what it used to be. - [Beyond Motor: How Brokers Can Win More SME Business in 2026](https://www.kinetiqunderwriting.co.uk/beyond-motor-how-brokers-can-win-more-sme-business-in-2026/): For many brokers, SME business represents one of the biggest growth opportunities in today’s market. ## Pages - [Privacy Policy](https://www.kinetiqunderwriting.co.uk/privacy-policy/): Background - [Contact](https://www.kinetiqunderwriting.co.uk/contact/): skip render: ucaddon_side_border_heading - [Policy Documents](https://www.kinetiqunderwriting.co.uk/policy-documents/): Policy Documents Taxi Accelerant Policy Wording from 10th August 2026 Accelerant Policy Wording from 25th April 2026 Accelerant Policy Wording from 1st September 2025 Accelerant Policy Wording from 5th August 2025 Accelerant Policy Wording from 15th April 2025 Accelerant IPID – Taxi from 1st December 2025 Accelerant IPID – Chauffeur from 1st December 2025 Taxi Driver Public Liability Accelerant Policy Wording from 5th August 2025 Accelerant Policy Wording from 15th April 2025 Accelerant IPID from 1st December 2025 Courier Accelerant Policy Wording from 10th August 2026 Accelerant Policy Wording from 1st September 2025 Accelerant Policy Wording from 5th August 2025 Accelerant Policy Wording from 15th April 2025 Accelerant IPID from 1st December 2025 Courier Driver Public Liability Accelerant Policy Wording from 5th August 2025 Accelerant Policy Wording from 15th April 2025 Accelerant IPID from 1st December 2025 Taxi Base Office Liability Accelerant Policy Wording from 5th August 2025 Accelerant Policy Wording from 15th April 2025 Accelerant IPID from 1st December 2025 Accelerant Policy Wording from 10th August 2026 Accelerant Policy Wording from 25th April 2026 Accelerant Policy Wording from 1st September 2025 Accelerant Policy Wording from 5th August 2025 Accelerant Policy Wording from 15th April 2025 Accelerant IPID – Taxi from 1st December 2025 Accelerant IPID – Chauffeur from 1st December 2025 Accelerant Policy Wording from 5th August 2025 Accelerant Policy Wording from 15th April 2025 Accelerant IPID from 1st December 2025 Accelerant Policy Wording from 10th August 2026 Accelerant Policy Wording from 1st September 2025 Accelerant Policy Wording from 5th August 2025 Accelerant Policy Wording from 15th April 2025 Accelerant IPID from 1st December 2025 Accelerant Policy Wording from 5th August 2025 Accelerant Policy Wording from 15th April 2025 Accelerant IPID from 1st December 2025 Accelerant Policy Wording from 5th August 2025 Accelerant Policy Wording from 15th April 2025 Accelerant IPID from 1st December 2025 Breakdown – Taxi & Courier Strategic Policy Wording Strategic IPID Guaranteed Hire Vehicle – Taxi Strategic Policy Wording Strategic IPID Guaranteed Hire Vehicle – Courier Strategic Policy Wording Strategic IPID Commercial Vehicle Accelerant Policy Wording from 10th August 2026 Accelerant Policy Wording Taxi – Northern Ireland Accelerant Policy Wording from 10th August 2026 Accelerant Policy Wording from 13th July 2026 Accelerant Policy Wording Accelerant IPID from 13th July 2026 Accelerant IPID Strategic Policy Wording Strategic IPID Strategic Policy Wording Strategic IPID Strategic Policy Wording Strategic IPID Accelerant Policy Wording from 10th August 2026 Accelerant Policy Wording Accelerant Policy Wording from 10th August 2026 Accelerant Policy Wording from 13th July 2026 Accelerant Policy Wording Accelerant IPID from 13th July 2026 Accelerant IPID - [Who We Are](https://www.kinetiqunderwriting.co.uk/who-we-are/): At kinetiQ, we're building a better way to underwrite specialist insurance. - [Blog](https://www.kinetiqunderwriting.co.uk/blog/): skip render: ucaddon_side_border_heading - [kinetiQ.Drive](https://www.kinetiqunderwriting.co.uk/kinetiq-drive/): Real-time driving data, connected insight and smarter decision-making — built to give brokers access to more accurate, more competitive motor risk. - [Taxi Office Package](https://www.kinetiqunderwriting.co.uk/commercial-insurance/taxi-office-package/): skip render: ucaddon_side_border_heading - [Tradesman Combined](https://www.kinetiqunderwriting.co.uk/commercial-insurance/tradesman-combined/): skip render: ucaddon_side_border_heading - [Restaurants & Takeaways Combined](https://www.kinetiqunderwriting.co.uk/commercial-insurance/restaurants-takeaways-combined/): skip render: ucaddon_side_border_heading - [Taxi](https://www.kinetiqunderwriting.co.uk/motor-insurance/taxi/): skip render: ucaddon_side_border_heading - [Commercial Insurance](https://www.kinetiqunderwriting.co.uk/commercial-insurance/): skip render: ucaddon_side_border_heading - [Motor Insurance](https://www.kinetiqunderwriting.co.uk/motor-insurance/): skip render: ucaddon_side_border_heading - [Claims](https://www.kinetiqunderwriting.co.uk/claims/): Claims Service - [Courier](https://www.kinetiqunderwriting.co.uk/motor-insurance/courier/): skip render: ucaddon_side_border_heading - [About](https://www.kinetiqunderwriting.co.uk/about/): skip render: ucaddon_side_border_heading - [kinetiQ Underwriting](https://www.kinetiqunderwriting.co.uk/): skip render: ucaddon_side_border_heading # kinetiQ Underwriting kinetiQ Underwriting is a UK-based specialist managing general agent (MGA), providing specialist Motor and Commercial insurance products through insurance brokers. kinetiQ is tech-powered, data-driven and refined by people. Its products are distributed through authorised insurance brokers and are not sold directly to consumers. ## Principal Information - [About kinetiQ](https://www.kinetiqunderwriting.co.uk/who-we-are/): Company background, underwriting philosophy and specialist expertise. - [Motor Insurance](https://www.kinetiqunderwriting.co.uk/motor-insurance/): Specialist taxi and courier motor-insurance products. - [Commercial Insurance](https://www.kinetiqunderwriting.co.uk/commercial-insurance/): Commercial insurance products for specialist UK businesses. - [kinetiQ.Drive](https://www.kinetiqunderwriting.co.uk/kinetiq-drive/): Connected vehicle and telematics-based underwriting. - [Broker Partnerships](https://www.kinetiqunderwriting.co.uk/brokers/): Information for insurance brokers wishing to trade with kinetiQ. - [Claims](https://www.kinetiqunderwriting.co.uk/claims/): Information about reporting and managing insurance claims. - [News and Insights](https://www.kinetiqunderwriting.co.uk/news/): Current company and product information. - [Contact kinetiQ](https://www.kinetiqunderwriting.co.uk/contact/): Official contact details. ## Important Context - kinetiQ Underwriting operates as a wholesale MGA. - Insurance products are distributed through authorised insurance brokers. - Product availability, eligibility, coverage and terms are subject to the applicable policy wording and underwriting criteria. - Website summaries should not be treated as a substitute for policy documentation.